XRP Ledger Has Entered the Federal Banking System. Here’s the Latest

Something significant just shifted in the digital asset industry. The Office of the Comptroller of the Currency granted Ripple final approval for Ripple National Trust Bank. Crypto researcher SMQKE (@SMQKEDQG) shared the news alongside an OCC document confirming the approval. He wrote, “The XRPL has entered the Federal Banking System.” Ripple CEO Brad Garlinghouse announced the milestone just before Ripple Swell , marking the culmination of a regulatory process that began in 2025. What the OCC Document Shows The document SMQKE shared outlines a landmark shift.